Budget calculator
Enter money available now, bills still due and days until your next income. Get a daily spending limit in USD, EUR, GBP, PLN or UAH. No sign-up required.
Free budget tools
Free budget tools for everyday decisions
Calculate an amount or download a ready-to-use spreadsheet. These tools do not require a CHEK account or a bank connection.
CHEK 2.0.0 is available on Google Play. Personal finances, shared family budgets and business expenses in one Android app.
Free tools
Subscription calculator
See what recurring subscriptions add up to. Enter up to 30 payments in one currency and compare their annual cost, even when billing periods differ.
Savings goal calculator
Enter your target, existing savings and the months available. Get a monthly contribution and compare it with your budget.
Family budget Excel template
Download the spreadsheet, enter your income and plan the month. Compare your plan with actual spending and see the unallocated balance on one sheet.
Money until your next payday
The daily budget calculator subtracts unpaid bills from available funds and divides the remainder by the days it needs to cover. Do not subtract a payment again if your current balance already reflects it.
The combined cost of subscriptions
Compare weekly, monthly and yearly payments using annual cost and a monthly average. The average is useful for comparison; it is not the amount necessarily due this month.
Monthly savings for a specific goal
Enter a target, existing savings and your timeline. Calculate a monthly contribution without assumptions about interest or future income.
Monthly planned versus actual spending
The Excel template totals income, expenses, money set aside and the remaining balance. Save a new copy for each month. The file does not synchronise with the app.
When to use the Android app
Use this website for a one-off calculation. For ongoing purchase records, family budgeting and work expenses, explore CHEK for Android. App access is paid; review current terms before purchasing.
App and feature availability can vary by country, version and data source. Price search does not guarantee coverage of every retailer. Check device compatibility and installation availability on Google Play.
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